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Mortgage payment calculator

Estimate principal, interest, taxes, insurance, and other monthly housing costs.

Your numbers

Rates shown are editable examples, not current offers.

YOUR ESTIMATE

Estimated monthly housing payment

$2,825

Including your estimated taxes, insurance, HOA, and mortgage insurance.

Principal & interest
$2,275
Taxes & home insurance
$550
HOA & mortgage insurance
$0
Loan amount
$360,000
Total loan interest
$459,160

Understand this estimate

Uses standard monthly amortization for a fixed-rate loan. Property taxes, insurance, HOA dues, and mortgage insurance are your inputs and are held constant. PMI is not calculated automatically: enter a lender estimate if it applies. Excludes closing costs, maintenance, utilities, and changes in taxes or premiums. This is a budget estimate, not an affordability or approval decision.

Put the numbers in context.

The right decision includes your budget, other goals, fees, and terms you can sustain.

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