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THE COMPARISON CENTER

A better fit starts
with a fair comparison.

Explore personal loans and other financial products with costs and tradeoffs in view.

How comparisons work
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COMPARE THE WHOLE PICTURE

More than a headline rate.

Real products. Visible sources. Terms worth checking.

Advertising disclosure

These are listings of real products. Advertiser links, referral links and sponsored placements are labeled; RatesMatter may earn a commission from advertiser links and a bonus or other compensation from referral links. Editorial listings have no advertiser or referral relationship. Compensation does not determine the default alphabetical order or published-rate sorting. This is a limited selection, not the whole market or a personalized recommendation. Terms can change; verify them with the provider.

3 real products · Provider scenarios may differ

APR means annual percentage rate and includes interest and certain fees. Advertised minimums are not guaranteed. Discounts can have ongoing requirements. Compare net proceeds, repayment period and total payments, not only the lowest APR. Sorting by a published figure is not a ranking of eligibility or overall value. Unverified rates appear last.

Editorial

LightStream by Truist

Fixed-rate personal loans
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Origination fee
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Prepayment penalty
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Credit profile
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The last checked terms have expired. Read the provider’s current rates and fees before comparing or applying.

What to weighThe rate depends on the loan purpose; compare the written offer for yours.

Checked 2026-10-10 · Provider date: 2026-10-10
Provider source & full terms

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Sponsored Listing

SoFi

Fixed-rate personal loan
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Origination fee
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Discounts
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Your rate
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The last checked terms have expired. Read the provider’s current rates and fees before comparing or applying.

What to weighNot everyone qualifies for the lowest APR or discount conditions.

Checked 2026-10-18 · Provider date: 2026-10-18
Provider source & full terms

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Sponsored Listing

Upgrade

Personal loans through partner banks
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Origination fee
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Repayment terms
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Loan amounts
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The last checked terms have expired. Read the provider’s current rates and fees before comparing or applying.

What to weighDeducted fees reduce the cash received; collateral can be at risk.

Checked 2026-10-18 · Provider date: 2026-10-18
Provider source & full terms

Visit provider
Select two or three products to compare.
Selection, freshness & advertising

We select recognizable providers whose public product pages we can inspect. This limited set does not cover every provider. Default order is alphabetical and compensation does not determine it. Inclusion does not imply that a provider reviewed this page or endorsed RatesMatter.

Dates record an actual source check, not a live feed. Numeric snapshots expire after a short review window; expired terms are hidden until rechecked. An unavailable figure means we could not verify it, not that the product is unavailable.

Commercial relationships carry a Sponsored Listing or Paid Placement label on the listing card and in its details. Sponsored Listings link to advertisers, from which RatesMatter may earn a commission, or to a provider’s referral program, from which RatesMatter may receive a bonus or other compensation; Paid Placement labels identify placements a provider paid for. Editorial listings have no advertiser or referral relationship. Compensation does not change alphabetical or published-rate sorting. How we select and verify listings.

Make the comparison personal.

Build a refinance target using your own balance, closing costs, and timeline.

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