Explore refinance and other financial products with costs and tradeoffs in view.
How comparisons workPut payments, fees, and tradeoffs next to each other.
All provider names and terms in this showcase are fictional. Rates are illustrative, not live offers. No provider relationship, approval, or deposit insurance is implied.
30-year fixed refinance
Look beyond the monthly savings
The tradeoffRestarting a 30-year term can increase the years you pay interest.
30-year fixed refinance
Trade upfront cash for a lower rate
The tradeoffHigher closing costs need a longer holding period to recover.
30-year fixed refinance
A smaller upfront commitment
The tradeoffA smaller closing bill does not guarantee a lower total cost.
$350,000 loan, new 30-year fixed term, 80% loan-to-value, 760 credit score assumed. No cash out; costs paid upfront. APR assumes all shown loan costs are finance charges. Payment excludes taxes, insurance, HOA, and mortgage insurance. Other closing costs may apply.
Featured order demonstrates a sponsored position followed by two example listings. Other sorts use the displayed figures. No placement has been purchased. RatesMatter receives no referral compensation from these examples. A higher position is not a recommendation.
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