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Personal loan calculator

See your payment, total interest, and proceeds after an origination fee.

Your numbers

Rates shown are editable examples, not current offers.

YOUR ESTIMATE

Estimated monthly payment

$445

A fixed payment over 5 years.

Cash received after fee
$19,400
Origination fee
$600
Total interest
$6,693
Total loan payments
$26,693
Interest plus origination fee
$7,293

Understand this estimate

Uses a fixed interest rate and equal monthly payments. The origination fee is deducted from proceeds rather than financed separately; interest is calculated on the full loan amount. This tool does not calculate the legally disclosed APR. Compare the lender’s APR and Truth in Lending disclosure, including actual fees, before applying.

Put the numbers in context.

The right decision includes your budget, other goals, fees, and terms you can sustain.

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